It came down to the last hand and I had last bet. Only two players, I just got swung on the next to the last hand to fall behind by $315. The the max bet was $200 (which was my bet) and my opponent bet $90. There is surrender and DD after any first two cards, and BJ's pay 3/2. Now the hands came out: Him: 10, 4 Me: BJ Dealer: 6 up My opponent stood, now what would you do if you were me?
Stand on the BJ and pray for a swing. The DD does you no good at all. You've got to have a swing to win, either way, might as well keep the 21.
Stand You're guaranteed to win 300. Your opponent has a 56% chance of losing his bet by the dealer making a hand, so you're a 56% favorite to win by keeping the bj. Your opponent has your double down covered, so if you double and the dealer breaks, you lose anyway. If you double and the dealer makes a hand, that made hand could beat you. You have nothing to gain by doubling here.